Phoenix Homes with VA Loan New Financing

Welcome to Phoenix, Arizona, a vibrant city that perfectly blends urban excitement with breathtaking natural beauty. As the fifth-largest city in the United States and the state capital of Arizona, Phoenix boasts a rich tapestry of cultural diversity, outdoor adventures, and a thriving economy. Nestled in the heart of Maricopa County, this sun-soaked metropolis is renowned for its stunning desert landscapes, picturesque sunsets, and an impressive array of amenities that cater to every lifestyle.

For those considering a move to Phoenix, the housing market offers an attractive opportunity, especially for veterans and active-duty service members. With the availability of VA loans, homebuyers can access new financing options that make homeownership more attainable than ever. VA loans provide numerous benefits, including no down payment, competitive interest rates, and no private mortgage insurance (PMI) requirements, allowing you to invest in your dream home without the usual financial burdens.

Imagine waking up in a charming Phoenix neighborhood, surrounded by lush parks, top-rated schools, and a vibrant community spirit. Whether you’re drawn to the bustling downtown area, the serene suburbs, or the stunning foothills, there’s a perfect home waiting for you. Explore the diverse architectural styles, from modern condos to spacious family homes, all designed to suit your unique needs.

Phoenix is not just a place to live; it’s a lifestyle. With year-round sunshine, a plethora of recreational activities, and a rich cultural scene, your new home in Phoenix is more than just a house—it's the gateway to an exciting and fulfilling life. Discover the possibilities that await you in this dynamic city!

Newest Phoenix Homes with VA Loan New Financing

$139,900

2 Beds ⋅ 1 Baths ⋅ 7089135 MLS ⋅ 864 SqFt.

2953 N 19th Avenue Unit 49, Phoenix

$389,900

4 Beds ⋅ 2 Baths ⋅ 7089119 MLS ⋅ 960 SqFt.

Welcome home! This beautifully updated property offers a fresh, modern interior with stylish finishes throughout. The bright kitchen features crisp white cabinetry, sleek countertops, stainless steel appliances, recessed lighting, and contemporary black fixtures. The updated bathroom showcases clean finishes and a modern vanity. Enjoy an open, inviting living space with plenty of natural light, plus a spacious backyard with lots of potential for entertaining, gardening, or creating your own outdoor retreat. The gated front yard and attached garage add convenience and functionality. Move-in ready and waiting for its new owner!

3820 W Encanto Boulevard, Phoenix

749 E Montebello Avenue Unit 229, Phoenix

$189,000

2 Beds ⋅ 2 Baths ⋅ 7089118 MLS ⋅ 840 SqFt.

Central Corridor location! Beautiful gated community at Montebello Gardens! This charming second-level unit features a large front porch, lush landscaping, and a light, open floor plan. Two spacious bedrooms and two full baths, eat-in kitchen, three ceiling fans, and great views of the community greenery. Enjoy low-maintenance living with HOA services including water, sewer, gas, trash, exterior maintenance, roof replacement, and building insurance. Community pool! Ideally located near Route 51, Downtown Phoenix, Biltmore, shopping, dining, and entertainment. Madison School District. Limited neighbors and a peaceful setting make this a wonderful place to call home. Hurry--this one won't last long!

749 E Montebello Avenue Unit 229, Phoenix

$450,000

3 Beds ⋅ 2 Baths ⋅ 7089113 MLS ⋅ 1,539 SqFt.

Single-level living + flexible 4th bedroom potential + the GATED community's LARGEST LOT + park-side privacy + realistic Seller = an opportunity worth seeing. In a market where buyers have choices, this North Phoenix home delivers the features that are hard to duplicate--along with a seller willing to help make the numbers work! Located in a gated community just minutes from major freeways, this lovingly maintained, single-level home offers 3 bedrooms + a den that can easily become a 4th bedroom, giving you the flexibility to create the space that works for your lifestyle. Vaulted ceilings, abundant natural light and a nicely appointed kitchen make the home feel open, bright and inviting. But the real showstopper is outside. Situated on the LARGEST LOT IN THE COMMUNITY, the expansive backyard backs directly to the neighborhood park, giving you additional privacy with no home immediately behind. Enjoy the beautiful yard as it is or take advantage of all that extra space and create the backyard you've been dreaming about--with plenty of room to add a pool! And with today's interest rates, the seller wants to help make homeownership a little easier. With an acceptable offer, the seller is willing to contribute toward BUYER CLOSING COSTS and/or an INTEREST RATE BUY-DOWN, potentially helping reduce your cash needed at closing or your monthly mortgage payment. Why settle when you can have the space, location and flexibility--and a seller ready to work with you? Come see what makes this one stand out!

2110 W Carol Ann Way, Phoenix

2121 W Sonoran Desert Drive Unit 155, Phoenix

$450,000

3 Beds ⋅ 3 Baths ⋅ 7089104 MLS ⋅ 1,826 SqFt.

Final opportunity to own a Toll Brothers condo at Valle Norte! Private gated community with amenities. Unit in our model home building across from amenities and pool. Available for immediate move-in! Sizable great room, casual dining area, and covered deck are accessible to the kitchen, great for year-round entertaining. The kitchen is well-appointed, offering wraparound counter and cabinet space, a center island with accompanying breakfast bar, as well as a sizable pantry. Primary bedroom suite enhanced by private covered deck and walk-in closet! Designer features throughout.

2121 W Sonoran Desert Drive Unit 155, Phoenix

$500,000

3 Beds ⋅ 2 Baths ⋅ 7089096 MLS ⋅ 2,094 SqFt.

3102 W Eagle Claw Dr, Phoenix, AZ 85086 - Stunning Tramonto Retreat - Where Desert Living Meets Luxury, lush & quiet interior lot with view fence backing NAOS & walking trail, wall to wall tile, 3 bedrooms + bonus room, large great room, Gourmet Kitchen: Show off your culinary skills with granite countertops, an oversized island, and sleek stainless steel appliances, plantation shutters, lush backyard to die for, built in BBQ and fireplace, oversized covered patio, turf and beautiful landscape surround your yard, no direct neighbors behind, NAOS with view fence, spa motor conveys AS IS. Great location short distance to shopping, restaurants, schools and freeway access.

3102 W Eagle Claw Drive, Phoenix

$315,000

3 Beds ⋅ 2 Baths ⋅ 7089095 MLS ⋅ 1,120 SqFt.

Equipped with striking hardwood cabinets, elegant faux granite countertops, stainless steel appliances. Bright, inviting rooms with excellent natural light. Well landscaped front and back yard offer a relaxing retreat from your busy life.

2316 W Marlette Avenue, Phoenix

$190,000

2 Beds ⋅ 1 Baths ⋅ 7089056 MLS ⋅ 750 SqFt.

Welcome to your updated Central Phoenix charmer! This cozy 2 bed, 1 bath home has a great location. Just minutes from GCU, GCC, Metro center, and I-17 for an easy commute. Move-in ready and waiting for you!

9222 N 35th Avenue Unit 1, Phoenix

$299,000

2 Beds ⋅ 2 Baths ⋅ 7089053 MLS ⋅ 1,277 SqFt.

Step inside this 4th-floor residence at Tapestry on Central with amazing east facing views. A separate den greets you near the entry, providing a dedicated setup for a quiet home office. To the left, the kitchen features gas cooking and an adjacent indoor laundry room. The layout opens up to a split 2-bedroom design centered around a main living area with a gas fireplace. Step out onto the private balcony for city and mountain views. Includes 2 assigned spaces in the gated underground garage and full access to community amenities: heated pool, spa, sauna, and fitness center. Located in Midtown Phoenix directly across from the Encanto Light Rail station, steps from the Heard Museum, Phoenix Art Museum, and local dining.

2302 N Central Avenue Unit 404, Phoenix

$749,900

4 Beds ⋅ 3 Baths ⋅ 7089044 MLS ⋅ 1,800 SqFt.

Welcome to this beautifully reimagined Central Phoenix home on a peaceful cul-de-sac! The 3BR/2BA main residence features an open-concept layout, wide-plank flooring, recessed lighting, a striking modern fireplace, and a designer kitchen with quartz countertops, warm wood cabinetry, stainless steel appliances, stylish pendant lighting, and an oversized island with breakfast bar. The spacious primary suite includes a private remodeled bath, while the attached 1BR/1BA casita offers ideal space for guests, extended family, or a home office. Enjoy a covered patio, artificial turf, low-maintenance landscaping, RV gate, and generous outdoor space. Major upgrades include a new roof, new HVAC, and new plumbing. No HOA and move-in ready!

1330 E Catalina Drive, Phoenix

$547,900

2 Beds ⋅ 2 Baths ⋅ 7089040 MLS ⋅ 1,730 SqFt.

Pass through the gated courtyard and the personality of this Central Phoenix home begins to unfold. Classic Arizona ranch architecture mingles with Spanish-inspired character in a residence that feels collected over time. Distinctly Southwestern, wonderfully unexpected and refreshingly unlike anything else on the market. Set in the established Loma Linda neighborhood, this treasured home moves effortlessly between indoor and outdoor spaces designed for the way Phoenix is meant to be lived. A pony-walled front courtyard, mature landscaping, tasty Meyer lemon tree and brick pathways set the tone, while exposed rafter tails, graceful arches, wrought iron, smooth stucco and colorful architectural details reveal its Spanish spirit at every turn. A shade sail creates a welcome pocket of shade by day, while strands of bistro lights transform the courtyard into an inviting gathering place after sunset. Even the entrance has a story to tell: a solid wood front door, bookended by hand-carved columns and finished with a charming speakeasy opening, hints at how unique this home is. The surprisingly generous floor plan offers both living and family rooms with an easy connection between spaces. Picture windows, skylights and a solar tube wash the interiors in gorgeous natural light, while ceramic tile + hardwood flooring, brand new, custom plantation shutters and thoughtful architectural details add warmth and character. The kitchen is the true heart of the home, connecting the living spaces and inviting everyone to gather. Abundant cabinetry, stainless appliances and a gas cooktop with custom hood provide plenty of function, while the breakfast bar brings a story of its own. Its countertop once graced a local bowling alley, a wonderfully unexpected piece of Phoenix history. A formal dining space is located right off the kitchen. The oversized walk-in pantry offers room for everything from beautifully organized staples to countertop appliances. A remarkably spacious laundry room goes well beyond laundry, easily doubling as a creative space for crafts, sewing, hobbies or a workshop, with access to the carport. The split-bedroom layout makes this home even more unique, with two oversized ensuite bedrooms, offering exceptional privacy and flexibility. The primary suite feels like a retreat of its own, with hardwood flooring, a gas fireplace, spacious walk-in closet with custom built-ins and French door leading to one of the home's most memorable spaces, a private side courtyard tucked away from the rest of the property. A hot tub, Spanish-style beehive fireplace, brick pavers, colorful architectural accents + planters, landscape lighting and a decorative wrought-iron garden gate create an intimate escape for quiet mornings, evening cocktails or simply unwinding at the end of the day. The primary bath features a modern tiled shower with frameless glass enclosure and product niche. An updated vanity and dual flush toilet round out the primary bath with pops of color at the mirror and medicine cabinet. The second ensuite overlooks the rear yard and offers a spacious closet with new built-ins and a sitting/desk area. The 2nd bath brings a playful dose of personality with a shower wrapped in glazed Mexican tile. The recently reimagined rear yard feels both refreshed and wonderfully established, preserving the charm cultivated here over decades. A covered patio spanning the entire length of the home creates a natural extension of the living space with expanses of pavers underfoot, overlooking mature shade trees, a brick-edged real lawn (currently being overseeded with winter lawn!) and a built-in fire pit area with plenty of room to gather. Bold, joyful colors punctuate the landscape, creating a memorable palette that is anything but ordinary. Fresh landscaping, new gates, custom posts, landscape lighting, mature pomegranates, new custom planter beds, a new sprinkler system and block fencing complete the setting. Screen doors grace every exterior door, inviting fresh air in and reinforcing the home's easy indoor-outdoor lifestyle. Altogether, it's the kind of backyard that feels like a warm hug. Flood irrigation is available to the property, but not currently being utilized. There is plenty of practicality behind all that personality, too. A 9' x 15' detached workshop/shed makes room for hobbies, gardening, projects or storage, while an RV gate with alley access adds welcome flexibility. And while the home proudly celebrates its vintage character, some of the most important things are updated: new roof in '23, new front AC in '23, new compressor in rear AC unit in '26, new water heater in '20, 7 kw solar array and a new electrical panel. A long driveway leads to a 1 car carport, offering plenty of off-street parking. And then there is the location! The Shops at Town & Country is less than 1 mile away offering Trader Joe's, Whole Foods, Barnes & Noble, Pizzeria Bianco, Tratto, Snooze, Nekter Juice Bar, Biltmore Hot Yoga, LA Fitness and more. Biltmore Fashion Park, Piestewa Peak and Arcadia's popular dining scene are all close at hand. Even though the home sits just outside the Madison School District boundaries, Madison Camelview Elementary is less than a mile away and Madison Park Middle School is approximately two miles away, with open enrollment opportunities, subject to availability. Enjoy easy access to the 51 freeway and close proximity to Downtown Phoenix and Scottsdale. For buyers who would choose character over cookie-cutter, this one is something special to consider. Distinctly Southwestern and unmistakably Phoenix, this home is rich with history, layered with personality and refreshingly original.

1929 E Clarendon Avenue, Phoenix

$199,000

3 Beds ⋅ 1 Baths ⋅ 7089018 MLS ⋅ 1,008 SqFt.

Discover modern living in this beautifully remodeled 3-bedroom, 1-bath townhouse! Enjoy a bright, open living space filled with natural light and stylish wood-look plank flooring. The fully updated kitchen features sleek quartz countertops, a smooth-top electric range, and stainless steel appliances. Upstairs, find generously sized, updated bedrooms and a stylish bathroom. Relax on your private patio or enjoy the community pool just steps away. Additional features include assigned parking, laundry hookups, and extra storage. Conveniently located just minutes from Phoenix Sky Harbor International Airport, Downtown Phoenix, ASU, and major freeways, this move-in-ready home offers modern style and everyday convenience!

4015 S 45th Street, Phoenix

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