Phoenix Homes with Cash to Loan New Financing

Welcome to Phoenix, Arizona—an urban oasis nestled in the heart of Maricopa County. Known for its stunning desert landscapes and vibrant cultural scene, Phoenix is a city where the sun shines over 300 days a year, making it a perfect destination for outdoor enthusiasts and city dwellers alike. With its rich history, diverse population, and booming economy, Phoenix has become one of the fastest-growing cities in the United States.

As you explore the housing market in this dynamic city, you'll find an array of options suited to various lifestyles and budgets. For those considering a new home, financing options are abundant, including the flexibility of cash to loan new financing. This approach allows buyers to leverage their cash reserves while still accessing the benefits of traditional loans, offering a seamless path to homeownership.

Imagine waking up in a modern home with breathtaking views of the surrounding mountains, or perhaps a charming bungalow in a lively neighborhood filled with local eateries and boutiques. Whether you prefer the hustle and bustle of downtown or the tranquility of suburban living, Phoenix has something for everyone.

With a strong job market, excellent schools, and a plethora of recreational activities—from hiking in the nearby Camelback Mountain to enjoying the vibrant arts scene—Phoenix is not just a place to live; it’s a place to thrive. Discover your dream home in this enchanting city and experience the perfect blend of urban excitement and natural beauty. Your new life in Phoenix awaits!

Newest Phoenix Homes with Cash to Loan New Financing

$450,000

3 Beds ⋅ 2 Baths ⋅ 7088519 MLS

A private pool, a sun room, and a separate office give this single-level Ahwatukee home room for more than the everyday routine. The kitchen opens to a spacious dining area, with an island and breakfast bar that keep conversation close while meals come together. Settle into the separate living room or make the sun room your morning coffee spot. The primary bedroom includes an adjoining bathroom and walk-in closet. Out back, the pool takes center stage, with surrounding gravel landscaping and space to add your own outdoor seating. An attached garage rounds out the home.

11428 S Mohave Street, Phoenix

$349,000

3 Beds ⋅ 2 Baths ⋅ 7088312 MLS ⋅ 1,283 SqFt.

3 Bed / 2 Bath home with NO HOA in quiet North Phoenix neighnothood near Loop 101 and I-17 freeways. With only a 15-20 minute drive to almost anywhere in the north Phoenix / Scottsdale area make this a favorable location. Updated bathrooms and some flooring. Additional flooring materials and newer appliances on site are included.

2214 W Behrend Drive, Phoenix

$679,000

4 Beds ⋅ 2 Baths ⋅ 7088098 MLS ⋅ 2,581 SqFt.

True pride of ownership! Beautiful single-level home situated on a huge, private corner lot with mountain views. Light and bright kitchen features a window pass-through to the patio, perfect for entertaining. Spacious floor plan offers 4 large bedrooms, a split primary suite with sitting room, and ceiling fans throughout. Enjoy a cozy family room with fireplace, formal living room, and a separate dining room with sliding door access to the backyard. Remodeled bathrooms, updated flooring and a 2026 HVAC. Open, inviting spaces and a fantastic layout make this home ideal for everyday living and entertaining!

502 W Surrey Avenue, Phoenix

$2,300,000

4 Beds ⋅ 3 Baths ⋅ 7087930 MLS ⋅ 3,474 SqFt.

Everything buyers want in North Central Phoenix, on one of the largest lots in the pocket. This 4 bed, 3 bath, 3,474 sq ft single-level home sits on a 14,871 sq ft corner lot in North Central Manor, a quiet enclave of mature trees and sprawling lawns ''Between the 7's,'' two blocks from Murphy's Bridle Path and a short walk to Madison Meadows. No through traffic on Lamar, and the abandoned alley behind the home was deeded into the parcel, adding usable yard. One owner for more than 30 years, with continuous upgrades and meticulous maintenance. The 2010 kitchen remodel opens to a vaulted family room and bar with wine fridge: granite island with seating, Viking built-in refrigerator, Fisher & Paykel gas cooktop, Electrolux wall oven and microwave. Formal dining room and a separate living room with a stone-faced wood-burning fireplace and custom built-in cabinetry. Engineered Swedish oak floors, travertine tile and plantation shutters throughout. Primary suite with vaulted ceiling, French doors to the patio, walk-in closet, jetted tub, frameless glass shower and granite double vanity. Separate office, heated and cooled, with its own entry off the patio and street access through a separate entrance. Out back: deep covered patio with ceiling fans, pool with outdoor shower, a lawn big enough for a game, storage shed and a three-car garage with built-in cabinets. Tankless water heater and whole-house water filtration. Generac emergency backup generator powers the entire house. Total roof replacement in 2021. Madison School District.

202 W Lamar Road, Phoenix

$619,000

7087258 MLS

Fully renovated and fully furnished, this turnkey 3-unit short-term rental in Downtown Phoenix offers strong, documented cash flow and an impressive 4.8+ star Airbnb rating. The asset generated $119,442 in gross revenue in 2024 and $103,198 in 2025, with a two-year average revenue of approximately $111,320, producing operating income of $62,272 in 2024 and $53,719 in 2025, for a two-year average NOI of roughly $57,996--reflecting strong operating margins of about 52%. This is a stabilized, high-margin hospitality investment ideal for investors seeking immediate cash flow, experienced short-term rental operators expanding their portfolio, or buyers looking for a prime-location income property in one of Arizona's fastest-growing urban markets. The property located in a high-demand area of Downtown Phoenix, minutes to Chase Field, the Convention Center, ASU Downtown, Roosevelt Row, Van Buren. The property features one 2-bed/1-bath unit, one 1-bed/1-bath unit, and a private studio--each with its own kitchen, full bath, and separate entrance - providing three independent income streams under one roof. A separate laundry room and storage shed support efficient operations for guests and cleaning staff, while the fenced common courtyard with grill, fire pit, lounge seating, and hammock enhances guest experience and occupancy appeal.

1515 W Tonto Street, Phoenix

$655,000

4 Beds ⋅ 3 Baths ⋅ 7087175 MLS ⋅ 2,346 SqFt.

This property NO HOA has 4 bedroom 2.5 baths and a large lot with a pool and a 3 car garage, . Large secondary bedrooms and and open floorplan offering both a formal living room and a family room open to the kitchen with granite counters. Fenced pool and large play area on this over 10,000 sq. foot lot. Cant beat the location, convenient to 51/101 exchange for work commute and just around the corner from Desert Ridge Marketplace. highly regarded Paradise Valley schools, this home blends comfort, efficiency, and an exceptional location.

3237 E Rosemonte Drive, Phoenix

$574,000

4 Beds ⋅ 2 Baths ⋅ 7085036 MLS ⋅ 2,147 SqFt.

First time on the market! Discover refined desert living in the highly desirable Carefree Crossing community. This exceptional 2,147 sq. ft. residence offers 3 spacious bedrooms plus a private office, 2 bathrooms, and an inviting open-concept design ideal for both everyday living and entertaining. The expansive great room flows seamlessly into the kitchen, creating a bright and welcoming atmosphere. Step outside to your private backyard retreat featuring a sparkling pool, mature fruit trees, and generous space to relax or entertain. With open space directly behind the property, enjoy added privacy and peaceful Arizona surroundings. A rare opportunity to own a beautifully situated home in one of North Phoenix's most sought-after communities!

33615 N 25th Avenue, Phoenix

$439,900

3 Beds ⋅ 2 Baths ⋅ 7084395 MLS ⋅ 1,560 SqFt.

Situated alongside a beautiful community park, this thoughtfully updated single-story home offers a comfortable blend of style, functionality, and inviting living spaces. The remodeled kitchen features new quartz countertops, a center island, and a spacious eat-in area that flows seamlessly into the main living spaces and private family room. A charming built-in library nook welcomes you at the entrance, adding character and functionality to the home. The spacious primary suite offers dual walk-in closets and a beautifully appointed en-suite bathroom. Sliding glass doors extend the living space outdoors, opening to a private backyard overlooking the lush greenery and mature trees of the adjacent park. Enjoy easy access to Buffalo Ridge Park, nearby hiking trails, and the 101, all while being surrounded by a peaceful residential setting. Additional recent updates include a 2022 HVAC system and 2023 water heater. With its thoughtful updates, spacious floor plan, and exceptional location, this home is ready to welcome its next owners. Come see all that it has to offer!

18611 N 22nd Street Unit 6, Phoenix

$474,900

3 Beds ⋅ 2 Baths ⋅ 7083640 MLS ⋅ 1,381 SqFt.

Beautifully updated 3-bedroom, 2-bath home in the heart of Ahwatukee! The remodeled kitchen features a raised ceiling, granite countertops, an unpolished marble backsplash, hand-selected travertine tile flooring, and oak cabinetry. The split floor plan offers vaulted ceilings and a spacious primary suite with dual vanities. Additional updates include wood flooring throughout, newer windows, refreshed fireplace tile, updated bathrooms, a new roof in 2025, and a whole-house water filtration system. Enjoy the private backyard with a Pebble Tec pool added in 2020, updated pavers, irrigation, and mature citrus and olive trees. Conveniently located near parks, shopping, dining, and freeway access.

5022 E Shomi Street, Phoenix

$369,900

3 Beds ⋅ 2 Baths ⋅ 7082261 MLS ⋅ 1,560 SqFt.

✨ RARE FIND IN CENTRAL PHOENIX! ✨ Move-in ready & beautifully updated, this 3-bed, 2-bath corner-lot on cul-de-sac townhome in sought-after Continental Villas West delivers style, comfort & convenience! Enjoy NEW flooring, interior paint & baseboards, kitchen appliances, ceiling fans, and an updated guest bath vanity. The inviting layout is perfect for everyday living or entertaining, while the private fenced patio with pass-through kitchen window creates an ideal spot for morning coffee or evening gatherings. Covered carport parking is conveniently located beside the home. Enjoy community amenities including a sparkling pool & fitness center, plus easy access to the Light Rail. Homes here rarely come available--make this one yours!

1837 W Stella Lane, Phoenix

$345,000

3 Beds ⋅ 2 Baths ⋅ 7081825 MLS ⋅ 1,188 SqFt.

8823 W Osborn Road, Phoenix

$1,669,000

4 Beds ⋅ 4 Baths ⋅ 7081462 MLS ⋅ 3,036 SqFt.

Some homes just feel different. Remodeled in 2025 with an organic modern hand, this Arcadia Lite home pairs vintage character with a floor plan built for gathering. Floor-to-ceiling accordion sliders open the living space to an oversized north-facing covered patio with tongue-and-groove ceilings, fans, and a fireplace, shaded and usable year-round. Polished white concrete and reclaimed details give it a warmth not easily replicated. A butler's prep kitchen hides two more ovens (3 total) and a second refrigerator. Four bedrooms, four baths, three en suite. A permitted 20x20 flex room opens to the yard: gym, studio, playroom. Oversized lot, mature privacy hedges, lush landscaping. Then walk or bike to the best coffee, food, and neighborhood spots in the Valley, minutes from your door.

3832 E Fairmount Avenue, Phoenix

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