Surprise Homes with Conventional New Financing

Surprise Homes with Conventional New Financing

Welcome to Surprise, Arizona—a hidden gem nestled in the heart of Maricopa County. Known for its warm desert climate and vibrant community spirit, Surprise offers a unique blend of suburban charm and modern convenience. With a population that has been steadily growing, this dynamic city features an array of amenities, parks, and recreational opportunities, making it an ideal place for families, retirees, and everyone in between.

Surprise is not just about the beautiful weather; it’s a city filled with life. Enjoy the lush landscapes of the Surprise Community Park, where you can partake in various outdoor activities, or visit the lively Surprise Marketplace for shopping and dining experiences that cater to all tastes. With a strong sense of community, residents often gather for local events, festivals, and farmers' markets, fostering connections and friendships.

For those considering making Surprise their home, there’s great news! The area boasts homes that qualify for conventional new financing, making it easier than ever to invest in your dream property. Whether you’re looking for a cozy single-family home or a spacious modern abode, Surprise offers a diverse range of housing options to suit your lifestyle and budget.

With its welcoming atmosphere, excellent schools, and easy access to major highways, Surprise is not just a place to live; it’s a place to thrive. Explore the possibilities of homeownership in this enchanting city, and discover why so many are choosing to call Surprise home. Your future awaits in this vibrant community!

Newest Surprise Homes with Conventional New Financing

3 Beds ⋅ 2 Baths ⋅ 7065939 MLS ⋅ 1,392 SqFt.

Step into this beautifully updated, move in ready home in Asante! Inside, you'll find a bright, open floor plan with abundant natural light, neutral tile, recessed lighting, modern fixtures, and stylish finishes throughout. The kitchen is the heart of the home with white cabinetry, granite countertops, a large island with seating, stainless steel appliances, gas range, subway tile backsplash, and large pantry, perfect for everyday living and entertaining. The open layout flows seamlessly into the spacious living area and creates easy indoor outdoor living. Step outside to a great size backyard that is already complete with lush grass, an extended paver patio, firepit, and plenty of room to relax or entertain. Beautifully maintained and ready to enjoy from day one, this home truly stands out from the new builds. Check it out today, this gem won't last long!

24757 N 170th Lane, Surprise

3 Beds ⋅ 2 Baths ⋅ 7065931 MLS ⋅ 1,487 SqFt.

Bright, open, and designed for everyday living! This inviting home features a spacious open-concept layout connecting the kitchen, dining, and living areas with abundant natural light. The kitchen offers a large granite island with seating, ample cabinetry, stainless steel appliances, gas cooking, and a generous walk-in pantry. Wood-look tile flows throughout the main living areas, creating a warm, cohesive feel. The flexible layout offers plenty of room to gather, entertain, work from home, or simply spread out. Step outside to an expansive covered patio overlooking a spacious backyard with real grass and plenty of room for pets, play, gardening, or entertaining. With comfortable living spaces, great storage, and an easy indoor-outdoor flow, this home is ready to make your own.

12508 N 174th Lane, Surprise

3 Beds ⋅ 2 Baths ⋅ 7065901 MLS ⋅ 1,023 SqFt.

Welcome to this beautifully refreshed 3-bedroom, 2-bath home in the established Countryside neighborhood of Surprise! Step inside to discover a bright, open floor plan with fresh interior and exterior paint, creating a clean and inviting atmosphere. The newly remodeled kitchen features painted cabinetry, quartz countertops, and newer kitchen appliances. Both bathrooms have been tastefully updated, adding a fresh, modern touch. Enjoy peace of mind with a BRAND-NEW A/C system. Outside, the low-maintenance backyard offers a blank canvas to create your own private oasis, with double-gate access providing convenient entry to the backyard. Move-in ready and waiting for you--don't miss this opportunity!

15465 W Port Royale Lane, Surprise

2 Beds ⋅ 2 Baths ⋅ 7065874 MLS ⋅ 1,152 SqFt.

1.3 Acres | Fully Remodeled | Incredible Development Potential. Set in one of Maricopa County's fastest-growing areas, this turnkey 2 bed, 2 bath manufactured home offers the rare combination of move-in-ready living and room to create something bigger. Recently remodeled from top to bottom with new flooring, drywall, paint, kitchen, bathrooms, fixtures, doors, plumbing and more, plus newer windows and a 6-year-old roof. The expansive 1.3-acre lot is the true standout, offering open space for horses and livestock or exciting potential for a future custom home. Move in and enjoy the land today while planning your vision for tomorrow!

32012 N 169th Avenue, Surprise

2 Beds ⋅ 2 Baths ⋅ 7065739 MLS ⋅ 2,393 SqFt.

Welcome to Arizona Traditions! This beautifully maintained home offers low-maintenance landscaping, a welcoming front patio, and a 2-car garage. Inside, enjoy tall ceilings, tile flooring, plantation shutters, and custom paint and wallpaper. The bright great room features vaulted ceilings and flows into a well-appointed kitchen with abundant cabinetry, tile backsplash and countertops, gas cooktop, KitchenAid microwave/oven combo, and a butler's pantry with sink--ideal for a wet bar. The owner's suite offers plush carpeting, a fireplace, patio access, and a private ensuite. The backyard is designed for entertaining with a large covered patio, built-in grill, and multiple seating areas. Enjoy amazing amenities, including a pool, spa, golf, tennis, Pickleball and much more!

17806 N Becke Lane, Surprise

3 Beds ⋅ 3 Baths ⋅ 7065651 MLS ⋅ 2,598 SqFt.

Welcome home to this single level home in Homestead at Marley Park featuring 3 bedrooms, a den, 2.5 bathrooms and 2,598 square feet. The split floor plan offers added privacy, while the open great room flows into the kitchen with an oversized island, stainless steel appliances, gas cooktop, double ovens and walk-in pantry. A 12-foot sliding glass door fills the kitchen and living area with natural light and opens to the covered patio and backyard. Each guest bedroom has its own walk-in closet, while the primary suite offers dual vanities, soaking tub, separate shower and generous walk-in closet. Additional highlights include a massive laundry room with added storage and a 3 car tandem garage. Enjoy Homestead amenities including a pool, fitness center, playgrounds and walking trails.

14580 W Eugene Terrace, Surprise

1 Beds ⋅ 2 Baths ⋅ 7065597 MLS ⋅ 900 SqFt.

Rare opportunity! This 1 BR, 1.5 BA Mfg Home is nearly new with only 2 months of use. All the work has been done. They started with a bare lot and placed a new single wide, Built a new 2 story shed, paver patio, awning, extensive outdoor kitchen and are offering this gem fully furnished and turn key ready with EVERYTHING you need. All Home Furnishings, BBQ, TVs, E-Bike and EZGO Golf Cart. The beautiful home has been pit set to reduce entry steps and has a spacious front living room with comfortable leather seating and entertainment center. The kitchen is full featured with upgraded cabinetry, stainless appliances and an abundance of storage. Primary Suite boasts a walk in closet, large bath with dual vanities and walk in shower. Deluxe Casita has half bath, Stack W/D and Beverage Fridge. Move in ready! Bring your toothbrush and groceries. Everything you see conveys! The affordable HOA fee covers water, sewer, trash service and access to all amenities. Happy Trails Resort is a very lively 55+ Gated Community highlighted by Pickleball & Tennis Courts, Multiple Pools and Spas, Fitness Center, a Host of Craft Clubs, and Restaurant. Lots of Live Entertainment and tons of get-togethers mean there's never a dull moment. Come see what the Happy Trails Lifestyle is all about!

17200 W Bell Road Unit 1434, Surprise

3 Beds ⋅ 3 Baths ⋅ 7065577 MLS ⋅ 1,866 SqFt.

Must See, Perfect Family Home, move in ready. Beautifully maintained 3-bedroom, 2.5-bath home w 1,866 sq ft & a 2-car garage in Surprise! This home offers a functional layout with all living areas downstairs & all bedrooms upstairs for added privacy. The kitchen opens to the family room & features plenty of cabinet & counter space making it ideal for both everyday living & entertaining. It also includes an island & pantry. Natural light fills the main living spaces, creating a bright & comfortable feel throughout. The spacious primary suite includes an en-suite bath w/ dual sinks, a linen closet, tub/shower combo, & walk-in closet. The oversized secondary bedrooms provide plenty of additional space for family, guests, or a home office.

16104 W Calavar Road, Surprise

5 Beds ⋅ 4 Baths ⋅ 7065475 MLS ⋅ 3,169 SqFt.

If you're looking for a home that just about has it all you don't need to look anymore. This beautiful corner lot home has fantastic curb appeal, is in immaculate condition, and is move-in ready today. Separate living & family rooms, formal dining room, and an extra bonus room/loft. Your new kitchen has stainless steel appliances, upgraded cabinets with a ton of storage space, contemporary light fixtures, and granite countertops. There is neutral color paint that goes with any color furniture, huge bedrooms, an enormous backyard with covered patio, and room to play & entertain. You also have room for a future swimming pool. Come see this on for yourself. We know you'll love it.

16265 N 154th Drive, Surprise

2 Beds ⋅ 2 Baths ⋅ 7065459 MLS ⋅ 1,852 SqFt.

Beautifully maintained Borgata model tucked away on a private Cul-de-sac! Enjoy a landscaped and gated courtyard Extended covered patio and fenced backyard. Kool decked driveway, and peaceful back patio with mountain views and gas fire pit.Inside features easy-care tile and plank wood laminate floooring, a spaciou kitchen w/Granite countertops, newer dishwaher and courtyard access, Breakfast nook, den & inside laundry.The primary suite boasts an updated shower (2024). Major improvements include new roof underlayment (July 2025), Solar, HVAC & Water Heater (2016), Exterior Paint (2018, Interior Paint (2022), plus a 4' extended garage with built in cabinets, security front door, and yard drip system. A wonderful combination of privacy, upgrades and Arizona outdoor living.

18650 N Cactus Flower Way, Surprise

3 Beds ⋅ 2 Baths ⋅ 7065388 MLS ⋅ 1,495 SqFt.

ASSUMABLE LOAN | CORNER LOT | COMMUNITY POOL & SPLASH PAD | EQUITY POTENTIAL Move-in ready with rare assumable financing on a prime corner lot near the park. Open-concept layout flows from living to dining to a modern kitchen with stainless steel appliances, granite counters, and a spacious island. Private primary suite offers a walk-in closet and en-suite bath with dual sinks and a walk-in shower. Landscaped yard and covered patio create a serene retreat with generous side and back yards for recreation or play. Resort-style amenities: pools, splash pads, playgrounds, dog parks, and a BBQ ramada -- all just outside your door.

17308 W Daley Lane, Surprise

2 Beds ⋅ 2 Baths ⋅ 7065381 MLS ⋅ 2,035 SqFt.

Elevated Arizona living awaits in this beautifully upgraded home! A gated front courtyard welcomes you. NEW HVAC (2025), plantation shutters T/O. Gourmet kitchen features maple cabinets w/pull-outs including trash bin, SS appliances, gas bib, stone backsplash, island w/prep sink, NEW MICROWAVE & REFRIGERATOR (2026). Den offers built-ins & laminate flooring. Laundry has built-in desk, cabinets & ceiling fan. Updated hall bath w/granite, inlaid sink, new lighting & cultured marble tub/shower. Owner's Suite boasts bay window, granite, dual inlaid sinks, new lighting, large shower & private toilet room. Extended garage includes golf cart ramp, epoxy floor, cabinets, utility sink, 2 workbenches, soft-water loop & extra lights. Kool-deck sidewalk & security door complete this exceptional home! Additional updates include new interior paint 2020, exterior & garage painted in 2023, epoxy garage floor 2023, patio roof coated 2023, updated door hardware throughout, new carpet in bedrooms & living room 2020, NEW stove 2023, new bathroom faucets & lighting, plus NEW garage door & opener in 2023.

16190 W Red Rock Drive, Surprise

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